Faye Travel Insurance Review (2026)
We maintain coverage data on every major adventure travel insurer, sourced from policy wordings. This review covers Faye with the Adventure & Extreme Sports bundle (Medical Bundle 1D) — the configuration that matters for skiers, snowboarders, and trekkers.
Our verdict
For US residents who ride unguided or are over the age caps other insurers impose, Faye is arguably the strongest option we track. The trade-offs: $250k medical rather than unlimited, and if you don't live in the USA, you can't buy it at all.
- ✓ Off-piste, backcountry, heli, cat — no guide required
- ✓ Terrain park covered (rare)
- ✓ No upper age limit
- ✓ Strong user rating (4.7★ on Trustpilot)
- ✗ US residents only
- ✗ Medical capped at $250,000 USD
- ✗ Search & rescue: confirm with provider
- ✗ Trekking ceiling 6,000m (like most insurers)
What Faye actually covers
| Overseas medical | $250,000 USD (adventure bundle) |
| Trip cancellation / interruption | Chosen cover — you set the limit when building the policy |
| On-piste skiing / snowboarding | Covered |
| Off-piste / backcountry / heli / cat | Covered — no guide required |
| Terrain park | Covered |
| Search & rescue | Contact provider to confirm arrangements |
| Trekking | Bundle 1C/1D required above 2,700m (9,000ft); ceiling 6,000m |
| Age limit | No upper age limit |
| Eligibility | US residents only |
Source: Faye US policy wording with the Adventure & Extreme Sports bundle (Medical Bundle 1D). Read the policy wording.
Who Faye is right for — and who should pass
Get Faye if you're…
- A US resident riding off-piste or park without a guide
- Over 69 and being refused by other adventure insurers
- Trekking to EBC or Kilimanjaro (with Bundle 1C/1D)
- Someone who values app-based claims (its reviews are largely about claim speed)
Look elsewhere if you're…
- Not a US resident — you can't buy it
- Wanting unlimited medical for high-consequence terrain
- Relying on included search & rescue — confirm first, or add a rescue membership
- Climbing above 6,000m
Sounds like your trip?
US residents: quotes take about two minutes on Faye's site.
Get a Faye quote →Not sure? Take the 60-second policy finder instead.
Frequently Asked Questions
Is Faye travel insurance legit?
Yes. Faye holds a 4.7-star rating from 3,882 Trustpilot reviews — among the highest scores we track in travel insurance, where claim disputes usually drag ratings down. It's an app-first US insurer known for fast digital claims.
Who can buy Faye travel insurance?
US residents only. If you live outside the USA, Faye isn't available to you — see our Faye vs World Nomads comparison for the closest worldwide alternative.
Does Faye cover off-piste and backcountry skiing?
Yes — with the Adventure & Extreme Sports bundle, off-piste, backcountry, heli, and cat skiing are covered without a guide requirement, and terrain park riding is covered too. That combination is rare: most policies either exclude these activities or require professional guiding.
What are Faye's medical coverage limits?
Up to $250,000 USD with the adventure bundle. That's solid for most destinations but well below the unlimited cover some competitors offer — worth weighing if you're heading somewhere with expensive healthcare or doing higher-consequence activities.
Does Faye have an age limit?
No upper age limit in our data — which makes Faye one of very few adventure-friendly options for travellers in their 70s and 80s. See our ski insurance for over 70s and over 80s comparisons.
Does Faye cover high-altitude trekking?
Yes — trekking above 2,700m (9,000ft) requires Medical Bundle 1C or 1D, with a hard ceiling of 6,000m. That covers Everest Base Camp and Kilimanjaro. Search & rescue arrangements should be confirmed with Faye directly — our data lists it as 'contact provider'.