Heli-Skiing Ski Insurance
Compare 18 insurance policies that cover heli-skiing skiing and snowboarding.
Heli-skiing involves helicopter access to remote mountain terrain, typically with professional guides. Due to aviation and avalanche risks, most standard policies exclude heli-skiing entirely.
Why You Need Heli-Skiing Coverage
- ✓ Helicopter transport coverage (most policies exclude this)
- ✓ Remote terrain evacuation if injured
- ✓ High-altitude medical coverage
- ✓ Guided backcountry terrain protection
- ✓ Trip interruption if weather cancels flights
Compare Heli-Skiing Ski Insurance Policies
Showing 18 policies with Heli-Skiing coverage
Faye
Adventure & extreme sports (Medical Bundle 1D)
Activities Covered
Key Coverage
🏥 Medical: $250,000 USD
🚁 S&R: Contact Provider
ReadySet
Snow Pack
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
All Clear
Winter Sports Premium
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
True Traveller
Winter Sports Pack
Activities Covered
Key Coverage
🏥 Medical: £10,000,000 / €10,000,000
🚁 S&R: Up to £100,000 (Traveller Plus)
Important: Winter Sports add-on required for ALL activities including on-piste. Heli-skiing: no Accidental Disability coverage. Max age 76 single trip, 66 multi-trip.
Insure&Go
Winter sports
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
CoverMore (NZ)
Snow Sports+ (NZ)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Note: Heli-Skiing coverage requires a certified guide with this policy.
FastCover
Snow Sports Plus
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
Tick
Winter Sports Cover
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
Blue Insurance
International Premier (Snow Sports+)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
World Nomads
Explorer Plan (Adventure Activities)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
Freely
Snow sports Boost
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Note: Heli-Skiing coverage requires a certified guide with this policy.
Global Rescue
Search & Rescue Membership
Activities Covered
Key Coverage
🏥 Medical: Not Covered — pair with travel insurance
🚁 S&R: Field-to-hospital rescue included
Important: Rescue membership, not travel insurance. Covers field rescue and medical evacuation to hospital. Does not cover medical bills, trip cancellation, or lost luggage. Best paired alongside a travel insurance policy.
Genki
Genki Native (Premium)
Activities Covered
Key Coverage
🏥 Medical: Unlimited (€500,000/Year for 🇺🇸 and 🇨🇦)
🚁 S&R: Not Covered
TID
Snow Sports Cover
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Note: Heli-Skiing coverage requires a certified guide with this policy.
1Cover
Winter Sports Pack
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Note: Heli-Skiing coverage requires a certified guide with this policy.
CoverMore
Snow Sports+
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Note: Heli-Skiing coverage requires a certified guide with this policy.
Commbank
Snow Sports +
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Note: Heli-Skiing coverage requires a certified guide with this policy.
NIB
Snow Sports Cover
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Coverage Requirements for Heli-Skiing Skiing
● Medical Coverage
Minimum $500,000 USD recommended. Unlimited is better for serious injuries requiring extended treatment or repatriation.
● Evacuation
Helicopter evacuation must be explicitly included. Average helicopter rescue costs $5,000-$15,000 depending on location.
● Search & Rescue
Extended rescue operations coverage. Some policies have separate limits for search and rescue.
● Equipment Requirements
Many policies require: avalanche transceiver, probe, and shovel. Some require airbag packs and avalanche safety training (AIARE/AST Level 1+).
Frequently Asked Questions
Does travel insurance cover heli-skiing?
Most standard travel insurance does not cover heli-skiing due to the combination of aviation and avalanche risks. You need specialized adventure sports coverage that explicitly includes helicopter-accessed skiing. Our comparison above shows policies with heli-skiing coverage.
How much does heli-skiing insurance cost?
Heli-skiing insurance typically costs $150-$300 for a single trip, or $500-$1000+ for annual coverage. Costs vary based on your home country, destination, coverage limits, and number of heli-skiing days planned. It's one of the more expensive snow sports to insure.
Do I need a guide for heli-skiing insurance?
Yes, virtually all heli-skiing insurance requires you to be with a certified guide service or licensed heli-ski operator. Independent or unguided heli-skiing is excluded by most policies due to extreme risk. This means booking with companies like CMH, Mike Wiegele, or similar operators.
Does heli-skiing insurance cover helicopter crashes?
Most heli-skiing insurance covers injuries sustained during the skiing portion, but helicopter transport itself may be handled separately. Aviation incidents are typically covered under the helicopter operator's insurance. Check your policy's aviation exclusions carefully.
What destinations are covered for heli-skiing?
Popular heli-skiing destinations include Canada (BC, Alberta), Alaska, New Zealand, Iceland, and parts of Europe. Most worldwide travel insurance policies cover international heli-skiing destinations, but always verify your specific destination is included.
Is cat skiing covered by heli-skiing insurance?
Not always. While both involve guided backcountry skiing, they're often listed as separate covered activities. Some policies cover both, others cover only one. If you're planning cat skiing, make sure it's explicitly listed in your policy.
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