Ski Insurance for Canada
Compare 25 travel insurance policies for your ski trip to Canada.
Popular destinations:
Important: Medical Costs in Canada
Medical costs in Canada are high for non-residents. Backcountry evacuation from remote areas can cost $10,000-$30,000. Comprehensive ski insurance is essential for Canadian ski trips.
Coverage Options for Canada
What to Look for in Ski Insurance for Canada
- 1 Medical Coverage
Ensure your policy covers overseas medical expenses with adequate limits. Minimum $500,000 recommended for Canada.
- 2 Activity Coverage
Check that your planned activities are covered - especially off-piste, backcountry, or heli-skiing if applicable.
- 3 Search & Rescue
Mountain rescue and helicopter evacuation can be extremely expensive. Ensure this is covered.
- 4 Equipment Protection
Ski equipment is expensive. Check coverage for theft, damage, and delayed baggage.
Compare Ski Insurance for Canada
These policies are available to travelers and cover international ski trips including Canada. Always verify destination coverage directly with the provider.
Showing 25 policies
Faye
Adventure & extreme sports (Medical Bundle 1D)
Activities Covered
Key Coverage
🏥 Medical: $250,000 USD
🚁 S&R: Contact Provider
ReadySet
Snow Pack
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
All Clear
Winter Sports Premium
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not covered
True Traveller
Winter Sports Pack
Activities Covered
Key Coverage
🏥 Medical: £10,000,000 / €10,000,000
🚁 S&R: Up to £100,000 (Traveller Plus)
Important: Winter Sports add-on required for ALL activities including on-piste. Heli-skiing: no Accidental Disability coverage. Max age 76 single trip, 66 multi-trip.
Insure&Go
Winter sports
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
CoverMore (NZ)
Snow Sports (NZ)
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
CoverMore (NZ)
Snow Sports+ (NZ)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
FastCover
Snow Sports Plus
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Tick
Winter Sports Cover
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Butter
Snow Pack
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited (12 Months)
🚁 S&R: Contact Provider
Blue Insurance
International Premier (Snow Sports+)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Worldcare
Snow Pack
Activities Covered
Key Coverage
🏥 Medical: $20 million AUD
🚁 S&R: Contact Provider
AHM
Snow Sports Cover
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
World Nomads
Explorer Plan (Adventure Activities)
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
Freely
Snow sports Boost
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Global Rescue
Search & Rescue Membership
Activities Covered
Key Coverage
🏥 Medical: Not Covered — pair with travel insurance
🚁 S&R: Field-to-hospital rescue included
Important: Rescue membership, not travel insurance. Covers field rescue and medical evacuation to hospital. Does not cover medical bills, trip cancellation, or lost luggage. Best paired alongside a travel insurance policy.
Genki
Genki Traveler
Activities Covered
Key Coverage
🏥 Medical: €1,000,000 Euros
🚁 S&R: Not Covered
Genki
Genki Native (Premium)
Activities Covered
Key Coverage
🏥 Medical: Unlimited (€500,000/Year for 🇺🇸 and 🇨🇦)
🚁 S&R: Not Covered
TID
Snow Sports Cover
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
1Cover
Winter Sports Pack
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Not Covered
CoverMore
Snow Sports
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
CoverMore
Snow Sports+
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Commbank
Snow Sports +
Activities Covered
With Guide
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Insure4Less
Off Piste
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: $5000 (Excel Plus)
NIB
Snow Sports Cover
Activities Covered
Key Coverage
🏥 Medical: Unlimited
🚁 S&R: Contact Provider
Backcountry paradise: BC and Alberta offer some of the world's best backcountry skiing, heli-skiing, and cat-skiing. If you're planning to access this terrain, standard ski insurance won't cover you - make sure your policy explicitly includes these activities.
Frequently Asked Questions
Do I need ski insurance for Canada?
Yes, ski insurance is essential for Canada. Medical costs in Canada are high for non-residents, and backcountry evacuation from remote areas can cost $10,000-$30,000. Even if you're staying in-bounds, helicopter evacuation from resorts can exceed $5,000.
Does travel insurance cover skiing in Canada?
Standard travel insurance may cover on-piste skiing in Canada, but off-piste, backcountry, heli-skiing, and cat-skiing (all popular in BC and Alberta) typically require additional coverage or specialized policies. Check your policy carefully.
How much medical coverage do I need for skiing in Canada?
For skiing in Canada, we recommend a minimum of $500,000 CAD in medical coverage, preferably unlimited. Medical costs for non-residents are very high - a serious ski injury requiring surgery and extended hospital stay can easily exceed $100,000.
Does my home country's health insurance cover me in Canada?
Unlikely. Most national healthcare systems do not cover overseas medical costs. Even if you have travel health coverage, it may not cover skiing injuries or may have low limits. Dedicated ski travel insurance is essential for Canadian ski trips.
What about backcountry skiing in BC and Alberta?
British Columbia and Alberta are world-famous for backcountry skiing. If you're planning any backcountry access (including heli-skiing or cat-skiing), you must have specialized coverage - standard ski insurance excludes this. Look for policies that explicitly cover backcountry, heli-skiing, or cat-skiing.
Which Canadian ski resorts are most popular?
Popular Canadian ski destinations include Whistler, Banff, Lake Louise, Revelstoke, Big White, Fernie, and many others. All require the same insurance considerations - make sure you're covered for your planned activities whether that's groomed runs, powder skiing, or backcountry.
Other Destinations
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